IMPROVING THE CONCEPTUAL FRAMEWORK FOR ENHANCING THE COMPETITIVENESS OF COMMERCIAL BANKS IN EMERGING FINANCIAL MARKETS: THE CASE OF UZBEKISTAN
Keywords:
bank competitiveness, financial market, commercial banks, digitalization, Uzbekistan, banking reforms.Abstract
This article examines theoretical and methodological approaches to enhancing the competitiveness of commercial banks in emerging financial markets. Particular attention is paid to the transformation processes in the banking sector of Uzbekistan. An improved conceptual model of bank competitiveness is proposed, incorporating digitalization, institutional changes, and market liberalization. The findings of the study may be used in the development of banking strategies and the improvement of financial policy.
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