SOURCES OF INCREASING THE INVESTMENT AND CREDIT POTENTIAL OF COMMERCIAL BANKS

Authors

  • Ergashova Nilufar Sobirovna Tashkent economics and pedagogy university, independent applicant

Keywords:

National economy, commercial banks, banking resources, bank deposits, investment projects, investment loans, syndicated loans, subordinated loans, securities, modernization, profitability.

Abstract

This article explores key sources and mechanisms for enhancing the investment and credit potential of commercial banks in the context of modern financial systems. It analyzes internal and external factors that affect banks’ capacity to invest and issue loans, including deposit mobilization, capital adequacy, financial innovations, risk management practices, and government regulatory frameworks. The paper also highlights the role of syndicated loans, subordinated debts, and investment in securities as tools for expanding banks’ financial intermediation capabilities. Based on comparative analysis and empirical observations, several strategic recommendations are proposed for strengthening the investment and credit infrastructure of commercial banking institutions.

References

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Published

2025-06-16

Issue

Vol. 14 No. 06 (2025): ASIA PACIFIC JOURNAL OF MARKETING & MANAGEMENT REVIEW

Section

Articles

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