G‘oziyeva Aziza Abdusalomovna and Tuxtabayev Jamshid Sharafetdinovich 2026. THEORETICAL AND PRACTICAL ASPECTS OF DEVELOPING INSURANCE SERVICES BASED ON DIGITAL TECHNOLOGIES. INTERNATIONAL JOURNAL OF SOCIAL SCIENCE & INTERDISCIPLINARY RESEARCH ISSN: 2277-3630 Impact factor: 8.036. 15, 03 (Mar. 2026), 108–119.